We develop an empirical method to assess the generosity of employer-sponsored insurance across groups within the U.S. population. A key feature of this method is its simplicity - it only requires data on out-of-pocket (OOP) health care spending and total health care spending and does not require...

This paper illustrates the impact of moral hazard for estimating relative rates of underinsurance and to present an adjustment method to correct for this source of bias. Individuals or households are often classified as underinsured if out-of-pocket spending on medical care relative to income...

Human capital theory predicts that workers will be more likely to invest in job training the longer they expect to remain working. The author tests that prediction using data from the National Longitudinal Survey of Youth by examining the effect of the predicted probability of job turnover on...

May 1998 (Revised May 2000) <p>This paper offers a new way of estimating workers' valuation of fringe benefits using data on workers' choices among fringe benefits packages offered by the employer. This approach overcomes both the omitted variable problem and the identification problem that bias...</p>

Using multinomial probit estimates of the probability of job-to-job and job-to-nonemployment turnover, the author finds that differences between women's and men's turnover are due to the behavior of less educated women. Both the job-to-job and job-to-nonemployment turnover of less educated women...

June 1998 (Revised) <p> Concerns about the health of poor children and mothers produced major changes in the Medicaid public insurance program during the last decade, including expansions in program eligibility and increases in fees paid to physicians who care for covered patients. We examine...</p>

This paper investigates the effect of minimum wages on the probability that low-skilled workers in the U.S. receive employer health insurance, retirement benefits, and sick leave. Using cross-state variation in state minimum wages to identify minimum wage effects, the paper finds that increases...