A major challenge in credit card portfolio management is to classify and predict credit cardholders' behaviors in a reliable precision because cardholders' behaviors are rather dynamic in nature. This is crucial for creditors because it allows them to take proactive actions and minimize...

Despite the rapid development, the field of data mining and knowledge discovery (DMKD) is still vaguely defined and lack of integrated descriptions. This situation causes difficulties in teaching, learning, research, and application. This paper surveys a large collection of DMKD literature to...

Software development involves plenty of risks, and errors exist in software modules represent a major kind of risk. Software defect prediction techniques and tools that identify software errors play a crucial role in software risk management. Among software defect prediction techniques,...

Classification algorithm selection is an important issue in many disciplines. Since it normally involves more than one criterion, the task of algorithm selection can be modeled as multiple criteria decision making (MCDM) problems. Different MCDM methods evaluate classifiers from different...

Various methods and algorithms have been developed for multiclass classification problems in recent years. How to select an effective algorithm for a multiclass classification task is an important yet difficult issue. Since the multiclass algorithm selection normally involves more than one...

A line of credit is one of the most flexible financing tools for companies. Banks give companies lines of credit to strengthen their profitability and competitive ability. On the other hand, companies draw the lines of credit that will increase banks' credit risk. It is very difficult for banks...

Classification algorithms that help to identify software defects or faults play a crucial role in software risk management. Experimental results have shown that ensemble of classifiers are often more accurate and robust to the effects of noisy data, and achieve lower average error rate than any...

Tests of consistency for the pair-wise comparison matrices have been studied extensively since AHP was introduced by Saaty in 1970s. However, existing methods are either too complicated to be applied in the revising process of the inconsistent comparison matrix or are difficult to preserve most...

Reservoir sedimentation is a severe problem because it leads to the loss of reservoir storage capacity. Therefore, the sustainable management of water and sediment constitutes a critical measure in reservoir operation. In this research, a model of similarity-based operation method of water and...

The analytical network process (ANP) has been widely used to evaluate the suppliers, an important subject in supply chain management. We propose an integrated ANP-based evaluation model, which systematically examines six key decision-making modules. They are: questionnaire design, matrix...