and Saun- ders (1981), interest margins are modelled as a function of the pure spread and bank-speci¯c institutional …

selected stability and competition outcomes in these sectors. Based on survey information on financial market regulation …-oriented regulatory policies and competition in banking and insurance.<P>Régulation prudentielle et concurrence sur les marchés financiers …

necessarily face fierce competition. Because the industry is highly fragmented, strict separation of the three existing banking … pillars may impede competition, with negative effects on financial stability. We assess the competitive stances of 1 …,888 universal banks from 2001 to 2009 by using the Panzar–Rosse revenue test. We find evidence that measuring competition at an …

sector bank with several thousand branches across India. We find considerable variation in the average levels of efficiency …

We study the relationship between bank competition and stability for 145 countries over the period 1997–2010. We use … three measures of bank competition, namely the Boone indicator, the Lerner and the adjusted Lerner indices, and two … econometric methods. Our results show that bank competition is detrimental to bank stability, and it also shortens the survival …

Many studies have attempted to investigate the determinants and implications of competition in the banking industry …. The literature on the measurement of competition can be divided between the structural and non-structural approaches. The … structural approach infers the degree of competition from the structure of the market. The non-structural approach, based on the …

Many studies have attempted to investigate the determinants and implications of competition in the banking industry …. The literature on the measurement of competition can be divided between the structural and non-structural approaches. The … structural approach infers the degree of competition from the structure of the market. The non-structural approach, based on the …

question : why do banks fund loans with both equity and demand deposits ? The model determines the optimal bank capital … structure. In comparison with a Diamond-Dybvig bank which funds loans with demand deposits only, a capitalized financial …

a panel of commercial banks in the United States for the period 2003-2006, we show that although bank …-specific characteristics are important determinants of banks’ adoption decisions, competition also plays a prominent role. The extent of … competition is related to the geographical overlap of banks in different markets and their relative market share in terms of …