We study the existence of a profitable unemployment insurance market in a dynamic economy with adverse selection …. Repeated interactions make it possible to threaten workers with exclusion from future insurance benefits after a default on … insurance premia. With exclusion, not only the insurance against the fundamental risk, but also against future bad news about …

transmission of this information will not cause any concern. Such a form of insurance is based on the principle of mutuality …. Research limitations/implications: Mutuality-based insurance is therefore a path based on solutions of the past (primary forms … of insurance), but at the same time is seen as a response to the lack of adaptation of insurance products to the actual …

that hardly explains the many features of an insurance contract. We extend this setup to include the situation that the … show how the law of insurance contracts should allow insurers to incentivize policyholders to exert an adequate level of …

We show that on-demand insurance contracts, an innovative form of coverage recently introduced through the InsurTech …

Abstract We develop a tractable model of competitive insurance markets with a continuum of types and exogenous … mandated coverage is interior (i.e, below full insurance) …

Technological progress has improved insurers' ability to monitor policyholders and has led to usage-based insurance … market shares in the single digits. We modify the standard moral-hazard model in insurance economics by trading off a simpler …

The paper surveys the characteristics of explicit systems of deposit insurance in 68 countries. It compares these … best practices seek to establish a system of deposit insurance that provides incentives for all parties - whether they are …