Since Amartya Sen’s famous work on Poverty and Famines, economists have understood that policy responses to food market shocks should be guided by changes in households’ incomes and access to food, rather than by overall food availability. Perhaps because the household-level impacts are not...

This study employs a cross sectional design with stratified random sampling method to examine the factors that are associated with repayment problem encountered by clients of Amanah Ikhtiar Malaysia (AIM)'s microcredit program. Findings of this study show that fungibility issue, number of...

The objective of this study is to examine how Amanah Ikhtiar Malaysia (AIM)'s clients have been using the microcredit received and the effect of microcredit utilization on household income and asset. To obtain the above mentioned objectives, this study employed a cross sectional stratified...

The main objective of this study is to measure the impact of Amanah Ikhtiar Malaysia's (AIM) microcredit schemes on hardcore poor household's quality of life in Peninsular Malaysia. This study employed a cross-sectional design with stratified random sampling method to examine whether...