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The determinants of unemployment rate in developing economies : does banking system credit matter?
Azolibe, Chukwuebuka Bernard; Dimnwobi, Stephen Kelechi; … - 2022
increase the level of employment and economic growth. There has being a rising trend in unemployment rate in Nigeria and South … Africa and hence, the need for the study to assess the effectiveness of banking system credit in curbing unemployment rate by … relationship between the variables. The major findings revealed that banking system credit matters in curbing unemployment rate in …
Persistent link: https://www.econbiz.de/10013269646
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Are bigger banks better? : firm-level evidence from Germany
Huber, Kilian - 2020
quasi-exogenous increases in bank size in postwar Germany. I show that firms did not grow faster after their relationship …
Persistent link: https://www.econbiz.de/10012383736
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Money, credit and banking and the cost of financial activity
Boel, Paola; Camera, Gabriele - 2016
low inflation. Hence, if monetary policy is sufficiently tight then banks end up reducing aggregate efficiency, soaking up …
Persistent link: https://www.econbiz.de/10011558161
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Bank incentives and the effect of the paycheck protection program
Joaquim, Gustavo; Netto, Felipe - 2021 - This version: October 2021
We assess the role of banks in the Paycheck Protection Program (PPP), a large and unprecedented smallbusiness support program instituted as a response to the COVID-19 crisis in the United States. In 2020, the PPP administered more than $525 billion in loans and grants to small businesses through...
Persistent link: https://www.econbiz.de/10012705071
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Fintech entry, firm financial inclusion, and macroeconomic dynamics in emerging economies
Finkelstein Shapiro, Alan; Mandelman, Federico S.; … - 2022
We build a model with a traditional banking system, endogenous entry of firms and fintech intermediaries, and firm heterogeneity in credit access and usage to study the credit-market, macroeconomic, and business cycle implications of the recent sizable growth in the number of fintech...
Persistent link: https://www.econbiz.de/10012813438
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Identification of EU bank business models : a novel approach to classifying banks in the EU regulatory framework
Cernov, Marina; Urbano, Teresa - 2018
This paper proposes a standardised classification of business models of the European Union (EU) banks. Our work is based on a rich and unique dataset collected for the first time for the full population of EU banks at individual level. The proposed approach to classification combines both a...
Persistent link: https://www.econbiz.de/10012054483
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Loan supply and bank capital : a micro-macro linkage
Kick, Thomas; Malinkovich, Swetlana; Merkl, Christian - 2020
approaches. First, we use microeconomic balance sheet data from Germany and estimate banks' loan supply response to capital …
Persistent link: https://www.econbiz.de/10012214741
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Fintech entry, firm financial inclusion, and macroeconomic dynamics in emerging economies
Finkelstein Shapiro, Alan; Mandelman, Federico S.; … - 2022
Financial inclusion is strikingly low in emerging economies. In only a few years, financial technologies (fintech) have led to a dramatic expansion in the number of non-traditional credit intermediaries, but the macroeconomic and credit-market implications of this rapid growth of fintech are not...
Persistent link: https://www.econbiz.de/10014516215
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Measurement matters: Input price proxies and bank efficiency in Germany
Koetter, Michael - 2005
Most bank efficiency studies that use stochastic frontier analysis (SFA) employ each bank's own implicit input price when estimating efficient frontiers. But the theoretical foundation of most studies is a cost minimisation and/ or profit maximisation problem assuming perfect input markets. At...
Persistent link: https://www.econbiz.de/10010295894
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Evaluating the German bank merger wave
Koetter, Michael - 2005
German banks experienced a merger wave throughout the 1990s. However, the success of bank mergers remains a continuous matter of debate. In this paper we suggest a taxonomy as how to evaluate post-merger performance on the basis of cost efficiency (CE). We categorise mergers a success that...
Persistent link: https://www.econbiz.de/10010295905