We show that distortion in the size distribution of banks around regulatory thresholds can be used to identify costs of bank regulation. We build a structural model in which banks can strategically bunch their assets below regulatory thresholds to avoid regulations. The resulting distortion in...

English Abstract; The transposition of the European Directive 2008/48 / EC on credit agreements for consumers to set up, for government and national supervisory authorities, favorable condition for a broader reform on the regulation referred to in Title V of the Consolidated Banking (TUB, D....

This Essay discusses and analyzes the role of financial regulation and the state's interference through financial supervision with corporate governance of banks from economic and political perspectives. It suggests that the limits of corporate law and financial regulation cause the state to use...

This paper studies the consequences of a regulatory pay cap in proportion to assets on bank risk, bank value, and bank asset allocations. The cap is shown to lower banks' risk and raise banks' values by acting against a competitive externality in the labour market. The risk reduction is achieved...