Noting that ethnic minority entrepreneurs often face more barriers than white entrepreneurs when attempting to access finance, the authors investigate the decision-making process of bank managers who are considering applications by minority entrepreneurs.The data used to examine this issue come...

This chapter is concerned with access to bank finance by ethnic minority businesses (EMBs) in the U.K., focusing particularly on the process of decision-making by bank managers with respect to credit applications by entrepreneurs from ethnic minority groups. The results reported in this chapter...