The research points out that the role of traditional bank is in decline. Banks are losing their predominant role as deposit takers and lenders to firms. These changes have deep effects on the operation of banking firms, the structure and organization of banking firms, the structure of banking...

The study proposes a framework to choose the right non-performing loan (NPL) stock reduction strategy mix, through “on balance sheet” and “off balance sheet” solutions. The study considers as a reference point the European banking supervisory Authorities' guidelines and regulations...

This paper analyzes the changing structure of the Italian and European banking firms and industry. The main aim is to identify the fundamental changes of the underlying economics of banking through the analysis of banks' balance sheets. In this paper, we provide evidence that commercial banks...