evidence suggests that the link between capital regulation and banking efficiency is not robust enough to control for other …This paper examines the impact of regulatory policies on banking market efficiency using a sample of 678 commercial …-specific variables. Data on regulation, supervision and monitoring variables, and activity restrictions are from the most recent Bank …

companies (FHCs) has led to an improvement in operating efficiency. The results indicate that while comparison of FHCs and banks … shows that FHCs are significantly more efficient than non-FHC banks, if the comparison is made in terms of efficiency before … and after conversion to FHC status, then no significant increase in total factor productivity (TFP) is seen after …