highlight an opposite effect: higher profitability loosens bank borrowing constraints. This enables profitable banks to take … risk on a larger scale, inducing risk-taking. This effect is more pronounced when bank leverage constraints are looser, or …

mortgage tax from being levied on borrowers to being levied on banks; (ii) some areas, for historical reasons, were exempt from … smaller number of lending relationships, not working for the lender, or facing less banks in their zip-code, thereby …-full tax pass-through, the tax shift increases banks' risk-taking. More affected banks reduce costly mortgage insurance in case …

This paper reports estimates of the long-run costs and benefits of banks funding more of their assets with loss … of the benefits from having banks use more equity no estimate of costs - however accurate - can tell us what the optimal … level of bank capital is. We use empirical evidence on UK banks to assess costs; we use data from shocks to incomes from a …

directors holding a PhD on boards of large Czech banks enhances bank stability captured by Z-score. Moreover, we detect risk …-enhancing implications of board size for the segments of building savings societies and small and midsized banks. As for average board tenure …

banks well below the level of executive directors, we find that the size-pay nexus is strongest for investment banking … business units and for banks with a market-based business model. Thus, managerial compensation is most sensitive to size …

This study examines the impact of ownership structure on Chinese banks' risk-taking behaviours. We classify the Chinese … commercial banks into three categories based on the types of controlling shareholder, and find that banks controlled by the … GCBs. We also find that the results are more pronounced among banks with concentrated ownership presumably because the …

the banking industry was under capital regulation. Using the panel data of commercial banks in the USA and non-USA from … theory. In addition, for banks with low capital adequacy ratio, capital and risk adjustment are negatively correlated. This … applies to the verification of bankruptcy cost avoidance theory and managerial risk aversion theory. Finally, banks with lower …

banks' role in social-environmental sustainability to occupy a growing share in the economic debate. Nevertheless, what is … Index for financial institutions. Using a dynamic panel database analysis of the 42 largest Brazilian banks, which represent … about 98 percent of the Brazilian financial system, we estimate the impact of risk-taking by banks on their social and …