A series of corporate loan defaults facing the Indian banks in the post-crisis period of 2008 led to the downgrading of India's global credit rating in 2012. Against this backdrop, this chapter delivers an insight to the reader into the games that occur between lending banks and corporate...

Non-occurrence of the banking crises in India; like those in the mature economies of Germany, Japan, Norway, Spain, UK, and USA; is not because Indian banks are strong, in terms of risk management expertise, and healthy in terms of capital; but because the public sector undertaking banks holding...

An important role is played by the cooperative institutions, comprised of Urban Co-operative Banks (UCBs) and rural cooperative credit societies in the delivery of the banking needs to small and medium income groups who are unable to get the banking facilities from the commercial banks. For...

This chapter aims to help an Indian commercial bank to choose between Asian Offshore CNH Bond and Asian Offshore USD Bond using the measures of basis risk, yield curve risk, credit risk, market risk capital, credit risk capital and market risk capital

This study seeks to investigate the reasons behind revision in the prescribed capital adequacy ration in different countries. It found that financial crisis or global pandemics are not the factors for CAR revision in different countries. Central Banks of different countries revise the CAR as a...