The growing proportion of UK bank lending to the financial sector reached a peak in 2007 just before the onset of the Global Financial Crisis (GFC). This marks a trend in the dwindling amount of bank lending to private sector non-financial corporations (PNFCs), which was exacerbated with the...

Managers are concerned about how the macroeconomic environment affects business profit. Focusing on banks, this study investigates the effect of economic policy uncertainty (EPU) on bank profitability in 22 advanced countries. The measures of bank profitability are net interest margin,...

We investigate whether banks use loan loss provisions to smooth income and whether this behaviour is influenced by foreign bank presence, ownership and institutional quality differences across African countries. We examine 370 banks from 21 African countries from 2002 to 2021. We find evidence...

Chapter 1. Introduction -- Chapter 2. What Really Drives Financial Sector Development in Ghana? -- Chapter 3. Harnessing Financial Innovation for Financial Inclusion in Ghana -- Chapter 4. Financial Inclusion and Monetary Policy Effectiveness in Ghana -- Chapter 5. Gendered Financial Behaviour...