The role of RBI has undergone through a rigorous change over the period of time. Earlier, it was a common perception that the roles of RBI is confined to credit control by changing different key policy rates depending on the economic environment of the national as well as international level. In...

Capital market is a mechanism through which funds can be borrowed and lent for long period of time and stock price is determined though free interaction of market forces such as demand and supply. Since share price is market determined, often it does not reflect the true intrinsic value. There...

The major emphasis of banking players is placed on financial governance, financial soundness, financial discipline and corporate governance. The banking sector players are unable to cope with macro economic, social and ecological challenges. Banking players are now indulging themselves in...

Critical evaluation of Human Resource Management (HRM) is not possible without providing a due consideration on the process of its development. Human Resource Development (HRD) is concerned with an organized series of learning activities, within a specified time limit, designed to produce...

The Basel Committee on Banking Supervision is a committee of banking supervisory authorities which was established by Central bank Governors of the Group 10 (G10) countries at the end of 1974 in the aftermath of the serious disturbances in international currencies and banking markets. It...

Banks in a broad sense are institutions whose business is handling other people's money. A joint stock bank also known as commercial bank which is nothing but a company whose business is banking. Protecting the interest of depositors becomes a matter of paramount interest to banks. Regulators...

Increase in non-performing assets has become a major area of concern for all stakeholders of Indian banking players. Provisioning requirements, consequent to higher non-performing assets and higher interest expenses have put pressure on the banks' profitability. The objectives of the study are...

The banking industry is exposed to many risks from different directions. Too many areas needed to be guarded which is not possible unless a holistic and comprehensive risk management process is in order. Enterprise Risk Management (ERM) is that process. The main objective of this project is to...

Rising global competition, increasing deregulation, introduction of innovative products and delivery channels have pushed risk management to the forefront of today's banking. Ability to predict risks and take appropriate position is the key to success. It can be said that risk takers will...