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Credit scoring was introduced in India in 2007. We study the pace of its adoption by new private banks (NPBs) and state …
Persistent link: https://www.econbiz.de/10012891190
Digital revolution in India has brought paradigm shift in the banking system and financial transactions due to online …
Persistent link: https://www.econbiz.de/10012827980
This paper briefly reviews the existing methods of capacity utilization in nonparametric framework from economic perspectives, and then suggests an alternative in the light of limitations therein. In the spirit of work by Coelli et al. [Coelli, T.J., Grifell-Tatje, E., Perelman, S., 2002....
Persistent link: https://www.econbiz.de/10013097880
Grifell-Tatje and Lovell (Grifell-Tatje, E., Lovell, C.A.K., 1999. Profits and productivity. Management Science 45, 1177-1193) made significant contributions to the literature on the extended radial DEA framework by decomposing profit change into six mutually exclusive components. Their...
Persistent link: https://www.econbiz.de/10013097894
Credit scoring was introduced in India in 2007. We study the pace of its adoption by new private banks (NPBs) and state …
Persistent link: https://www.econbiz.de/10012889433
Since the global financial crisis of 2008, there has been increasing attention on the impact of financial innovation (FI) on the financial services industry. Despite wide consensus on the benefits of innovation to the real economy, the crisis made FI a focus of re-evaluation and...
Persistent link: https://www.econbiz.de/10014331446
Technology offers enormous potential and opportunities to the Indian Banking sector. Rapid technological diffusion and entry of non-banking entities like fintechs, bigtechs and e-retailers into financial space have left no scope for Indian banks to delay and deny technological innovations. Given...
Persistent link: https://www.econbiz.de/10013238508
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