The article discusses the components distressing the credit risk faced by banking institutions and systematically recognizes key factors affecting credit risk formation in Islamic banking operations in Pakistan. Moreover, this study compares these factors in Islamic and conventional banking....

This paper aims to investigate how credit risk, liquidity risk, capital adequacy ratio, and audit quality affect a bank's stability both separately and in combination, and then compare the resulting banking stability between Islamic and commercial banks in Pakistan, while also taking into...

The main aim of this research is to investigate the determinants of capital adequacy ratio (CAR) in the private banks of Pakistan. The quantitative approach has been used to collect secondary data from the financial reports of the banks from the years 2011 to 2020. The panel OLS technique was...

It is important to note that the financial industry, in general, and the banking sector processes are regulated, and the banks maintain strong control over it. In this research, we have used the CAMEL model, a globally recognized framework to measure the overall performance of banks. In this...

Controlling the higher level of non-performing loans (NPLs) has become one of the key objectives of the central banks, as it may impact banking and macroeconomic stability adversely. The purpose of this research is to find out those risk factors which diminish the asset quality of commercial...

This paper explored the effect of credit risk management (CRM) and capital adequacy on the financial performance of Pakistani banks. CRM is measured by Cost Per Loan Assets, Loan Loss Provisions ratio, Default Rate Ratio, and Loan & Advances. Banks' performance was captured by their Return on...

The study of Islamic Finance/Banking as per the Shari’ah guidelines in the wake of the phenomenal growth of Islamic banking since 1970 is a favorite topic of the scholars who are working on the subject. Another important area of interest of the researcher is whether the IBS full fill its...

Events involving ethical scandals in companies such as AIG, Countrywide Financial, and Lehman Brothers. Researchers point at dysfunctional ethical environments as one of the main reasons for illegal or unethical behavior, However, past research leaves several gaps in our understanding of...

In the past few decades, growth in ethical consumerism has led brands to increasingly develop conscientiousness and depict ethical image at a corporate level. But does having a corporate brand that is perceived to be ethical have any influence on outcome variables of interest for its product...

The purpose of this research paper is to empirically investigate determinants of allocative, cost and scope efficiencies as well as the impact of the financial crisis and stock market performance on efficiencies. Pakistan's banks and insurance companies' sector were taken for the purpose of...