deregulation process. We find that once the geographic deregulation process finishes, inter-regional mergers between savings banks … will be mergers between savings and commercial banks. -- branch deregulation ; mergers ; optimal behavior ; Spanish banking …

intermediaries available. That limited availability is itself a creature of regulation. By examining the recent deregulation of … legislative and regulatory process more generally. We characterize deregulation as a bargain between banks and the newer non …

This paper examines competition among commercial banks following deregulation in a small open economy. I jointly … size is important for product differentiation. Following deregulation, bank competition intensifies and cost efficiency …

We analyze whether and how bank deregulation relates to the M&A centric consolidation of U.S. banking industry. Using … significant effect of deregulation on bank consolidation in overall and functionally diverse M&A terms. However, geographically … diverse M&A activity remains largely unaffected by bank deregulation. Importantly, these results are predominantly observed in …

This paper intends to evaluate the impact of financial deregulation of US before 2008 through how the risks associated … through the effects associated with their geographical diversification. Financial deregulation contributes to banks' risk …

We explore empirically how capital inflows into the US and financial deregulation within the United States interacted … measure of financial liberalization, we focus on the history of interstate-banking deregulation during the 1980s, i.e. prior … of deregulation: in states that opened their banking markets to out-of-state banks earlier, house prices were more …

and political markets to spur deregulation and riskier lending and investment, which in turn contributes to the severity … profits. 2) These additional profits leads to calls for deregulation to enable the first class to participate in lucrative … lending or investment markets. 3) Deregulation allows the first class of institution either to compete with the second class …

We assess the impact of bank deregulation on the distribution of income in the United States. From the 1970s through … performance. Exploiting the cross-state, cross-time variation in the timing of branch deregulation, we find that deregulation … little impact on incomes above the median. Bank deregulation tightened the distribution of income by increasing the relative …