European Union countries offer a unique experience of financial regulatory and supervisory integration, complementing various other European integration efforts following the second world war. Financial regulatory and supervisory integration was a very slow process before 2008, despite...

Regulation of banks and financial institutions to avoid a crisis similar to the Financial Crisis of 2007-2008 has been a theme of financial regulation and much research. Much of the research has been explicitly designed to affect regulatory policy. In this article, I take a step back and...