effect of the reforms on overall credit supply, while at the same time documenting a substantial decline in borrower- and …

loan syndicates. While the purpose of TARP was to stimulate the flow of credit during the economic downturn, the low cost … of capital could have functioned as a double-edged sword by imprudently increasing lenders' credit risk-appetite. Our … documenting a greater share of lead arranger commitment during a period of time when credit monitoring was strengthened …

– spread, amount, maturity, collateral, and covenants –suggesting increased credit supply to borrowers of bailed-out banks at …

We study the effects on credit allocation and bank stability of introducing a leverage ratio requirement (LRR) on top …

local credit supply. In urban markets, within-state deregulation of branching resulted in an 80% decrease in the effect of … bank deregulation played an important role in insuring small businesses against local shocks to credit supply …

the market for syndicated loans during the pre-2008 credit boom. Institutional investors disproportionately purchase …

resources across firms' different business lines. Credit risk is lower when firms write contracts that oblige them to invest …

agents in the economy over time and space; they increase the money base through credit creation; they hold fractional … that enables the bank credit manufacturing process. In this way, all the banks become interdependent on the flow of … inter-bank clearing and credit arrangements provide this coordination at the inter-bank level, which is effectuated through …

We study a government policy that restricts repayment choices with the aim of reducing credit card debt. The policy … requires the minimum payment on credit card balances in Quebec to be at least 2% of the statement balance for cards opened … policy's effects by applying a difference-in-differences methodology to comprehensive, Canadian consumer credit …