banks. We find that more competition leads to more risk taking. We also examine the effects of bank competition on the …This paper studies empirically the relationship between competition and risk taking in banking markets. We exploit an … unique dataset providing information about all bank loans to Norwegian firms over several years. Rather than relying on …

relates to bank specific factors mainly cost-to-income ratio (COIR) and prices for bank lending and deposit products. In … general, we find that of the bank-specific factors NIM, COIR and prices for loans and deposits to be significantly related to … credit demand as having a positive and significant influence on bank credit risk …

In this paper, we investigate whether bank competition increases risk taking for the case of the Tunisian banks. Our … on panel data estimations. The econometric results reveal the presence of a positive relationship between competition and … bank risk taking. This shows that the functions of Tunisian banks remain based on the basic traditional activities and …

A common assumption in the academic literature is that franchise value plays a key role in limiting bank risk …-taking. As market power is the primary source of franchise value, reduced competition in banking markets has been seen as … of market concentration do not affect bank risk-taking. However, we find a negative relationship between market power …

-out guarantee. The reason is that the prospect of a bail-out induces the rotected bank to expand, thereby intensifying competition … in the deposit market and depressing other banks' margins. In contrast, the effects on the protected bank's risk taking …

We analyze the relationship between bank size and risk-taking under the New Basel Capital Accord. Using a model with … imperfect competition and moral hazard, we show that the introduction of an internal ratings based (IRB) approach improves upon … a competitive advantage and, due to fiercer competition, pushes smaller banks to take higher risks. This may even lead …

We develop a new identification strategy to evaluate the impact of the geographic expansion of bank holding company … (BHC) assets across U.S. metropolitan statistical areas (MSAs) on BHC risk. We find that the geographic expansion of bank …

-parametric PLS-SEM is used for the first time in the context of Japanese banks. I collect indicator-based data from Orbis Bank Focus …

sales, commissions, and fees. In summary, we contribute to the bank’s earnings management literature by showing that income …