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A Tale of Two Bailouts : Effects of TARP and PPP on Subprime Consumer Debt

Berger, Allen N.; Epouhe, Onesime; Roman, Raluca A. - 2021

High levels of subprime consumer debt can create social problems. We test the effects of the Troubled Asset Relief Program (TARP) and Paycheck Protection Program (PPP) bailouts during the Global Financial Crisis and COVID-19 crisis, respectively, on this debt. We use over 11 million credit...

Persistent link: https://www.econbiz.de/10013211985

A Tale of Two Bailouts : Effects of TARP and PPP on Subprime Consumer Debt

Berger, Allen N.; Epouhe, Onesime; Roman, Raluca A. - 2021

High levels of subprime consumer debt can create social problems. We test the effects of the TARP and PPP bailouts during the Global Financial Crisis and COVID-19 crisis, respectively, on this debt. We use over 11-million credit-bureau observations of individual consumer debt combined with...

Persistent link: https://www.econbiz.de/10013214408

Detecting and Explaining Systemic Risks of US Mortgage Banks - Evidence from the Subprime Crisis

Weiss, Gregor N. F. - 2010

the practice of US mortgage banks to securitise loans given especially to subprime borrowers. In the same crisis, several … sample of 100 announcements of US mortgage banks between 2006 and 2009, this paper provides em-pirical evidence that isolated … failures of US mortgage banks caused significant contagion effects in the US financial system. Conversely, especially the …

Persistent link: https://www.econbiz.de/10013146683

Bank failures, capital buffers, and exposure to the housing market bubble

Kara, Gazi I.; Vojtech, Cindy M. - 2017

have higher mortgage delinquency and charge-off rates and significantly higher probabilities of failure during the last … stronger capital buffers. Our results suggest that there is scope for improved measures of mortgage loan risk that could be …

Persistent link: https://www.econbiz.de/10011803674

Brož, Václav; Kočenda, Evžen - 2019

We analyze link between mortgage-related regulatory penalties levied on banks and the level of systemic risk in the U …

Persistent link: https://www.econbiz.de/10012061369

Resolving a Non-Performing Loan Crisis : The Ongoing Case of the Irish Mortgage Market

McCann, Fergal - 2021

resolution of the mortgage arrears crisis in Ireland. Using a large and close to exhaustive panel data set of Irish mortgages … legacy effects of the crisis in explaining recent entry to arrears, the role of mortgage modification in the reduction in … Irish mortgage market …

Persistent link: https://www.econbiz.de/10013248981

Resolving a non-performing loan crisis : the ongoing case of the Irish mortgage market

McCann, Fergal - 2018

Persistent link: https://www.econbiz.de/10011848377

Do exposures to sagging real estate, subprime or conduits abroad lead to contraction and flight to quality in bank lending at home?

Ongena, Steven; Tümer-Alkan, Günseli; Westernhagen, … - 2015

We investigate how differential exposures by German banks to the US real estate market during the recent financial crisis affect their corporate lending in Germany. Using unique bank-level exposure data, we distinguish between three different types of bank exposures, i.e. direct exposure to the...

Persistent link: https://www.econbiz.de/10011280084

Troubling times for the commercial banker : exploring the recent wave of failures

Hendickson, Jill M.; Nichols, Mark W. - In: Journal of applied finance & banking 1 (2011) 4, pp. 1-37

. Contrary to popular perception, we do not find evidence that mortgage-backed securities or the performance of real estate loans … ; financial crisis ; mortgage crisis …

Persistent link: https://www.econbiz.de/10009539403

Why Did the Mortgage Crisis Lead to a Credit, Illiquidity and Capital Crisis? Key Factors Enabling Contagious-but-Confinable Risk of Mortgage Crisis to Spread to Entire Financial M...

Wind, Serge L. - 2010

A PowerPoint presentation, Mortgage Crisis led to Credit and Illiquidity Crisis, delineates the key factors which the … author believes enabled the contagious-but-confinable risks of the mortgage crisis to spread to the entire financial market … system was a catalyst to the credit and illiquidity crisis. This presentation was designed as a sequel to "The Mortgage …

Persistent link: https://www.econbiz.de/10013147469