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Effects of the BAPCPA on the chapter composition of consumer bankruptcies

Cornwell, Christopher Mark; Xu, Bing - In: Economics letters 124 (2014) 3, pp. 439-442

Persistent link: https://www.econbiz.de/10010495127

Personal Financial Decisions: A Study of Changes in Homestead Exemption Levels and Consumer Bankruptcy Choices

Boozer, Benjamin B; Lowe, S. Keith; III, Robert J. Landry - In: The International Journal of Business and Finance Research 8 (2014) 4, pp. 17-26

This study examines the impact of changes in homestead exemption levels upon the consumer bankruptcy filing rate. This … effect on the applicable dependent variable. Four dependent bankruptcy variables were employed: per capita total consumer-bankruptcy … filings, per capita Chapter 7 consumer-bankruptcy filing rate, per capita Chapter 13 bankruptcy filing rate, and Chapter 7 …

Persistent link: https://www.econbiz.de/10010960342

Financial capability and informal bankruptcy : comparing student loan holders and non-holders

Yao, Rui; Xiao, Jing-jian - In: International journal of bank marketing 41 (2023) 1, pp. 34-51

Persistent link: https://www.econbiz.de/10013532417

Bait and Switch : How Student Loan Debt Stifles Social Mobility

Scott, Robert; Patten, Joseph N.; Mitchell, Kenneth - 2023

Introduction -- Chapter 1: The Bait –The History of American Colleges and the Creation of Student Loans -- Chapter 2: The Switch – Higher Education as a Public Goods Decays (1965-1992) -- Chapter 3: The Income and Wealth Effects of Student Loan Debt -- Chapter 4: Recent Changes to Student...

Persistent link: https://www.econbiz.de/10014426420

Secured and unsecured debt in creditor-friendly bankruptcy

François, Pascal; Naqvi, Hassan - In: The journal of corporate finance : contracting, … 80 (2023), pp. 1-18

Persistent link: https://www.econbiz.de/10014365661

Naïve consumers and financial mistakes

Exler, Florian; Hansak, Alexander - 2021 - Preliminary and Incomplete

Financial contracts are complicated and consumers often do not grasp them in their entirety. This may lead to financial mistakes. We develop a quantitative theory of unsecured credit and equilibrium default in a market with sophisticated and naïve borrowers who sometimes misunderstand their...

Persistent link: https://www.econbiz.de/10013328047