Kalhoefer, Christian; Lang, Guenter - In: Credit and Capital Markets – Kredit und Kapital 52 (2019) 2, pp. 191-212
the impacts of the regulatory environment on operating costs using panel data of 2,200 German banks over the timeframe … banks until 2003, the last ten years were different. Larger institutions and savings banks could neutralize the impacts of … increasing regulation on operating costs. In contrast, smaller banks, especially if they are cooperative banks, were facing …