The research objective of this study is to isolate a few "key" financial ratios significantly explaining variation in commercial bank profitability. A methodological objective is to test the operational and statistical results of regressing only variables that strongly discriminate between...

Bank funds management is the key to short-to-intermediate-term decision making in today's dynamic and volatile banking environment. Broadly defined, funds management includes all policies and approaches designed to obtain funds from deposits and borrowing and to allocate them to loans and...

The purposes of this study are to identify the nature and profitability of the foreign and domestic matched balance sheet strategies of U.S. banks, to identify the incidence and performance implications of individual bank strategy changes or lack of changes over time, and to identify the...

This study constructs aggregative profitability estimating equations for commercial banks. These equations were designed to serve three purposes: (1) to give bank management and other interested parties -- such as bank stockholders, bank customers, and investors -- insight into the operating...

This study analyzed a 1988 matched sample data of 176 foreign and domestic-owned U.S. banks that have domestic only offices. This was done to test whether the balance sheet strategies of foreign-owned U.S. banks in domestic markets differ from those of domestic owned banks. The primary impetus...