This paper presents a scoring model that predicts the risk of drop-out for borrowers at a microfinance lender in Bolivia. Drop-out risk was greater for women, manufacturers, newer borrowers, and those with more arrears. Out-of-sample tests suggest that scoring may help microfinance lenders to...

We construct a theoretical framework that describes the social worth of a microfinance organization in terms of the depth, worth to users, cost to users, breadth, length, and scope of its output. We then analyze evidence of depth of outreach for five microfinance organizations in Bolivia. Most...

The paper constructs a theoretical framework that describes the social worth of a microfinance organization and then analyzes evidence of depth of outreach for five such institutions in Bolivia. Most of the poor households reached by them were near the poverty line - they were the richest of the...