En Colombia la profundizacion financiera es baja. En este contexto, en los ultimos anos se han desarrollado diferentes esfuerzos tanto por parte de los gobiernos y el sector privado para fomentar el despegue de modelos que permitan un mayor acceso a los servicios financieros. Estos esquemas de...

Colombia has a low level of financial depth. Efforts have been made by governments and the private sector in recent years to encourage the development of models which might provide enhanced access to financial services. These financial inclusion plans are based on creating access channels that...

Low contribution levels to pension schemes in Latin America are an enormous obstacle limiting the implementation of a broad-based social security system. Contribution rates measured as a ratio of contributors to the total labour force stand at an average of 40%, or 60% in the best of cases....