This issue of Banking and Community Perspectives analyzes the dynamics of concentrated poverty in rural and urban settings.

Leigh Tivol, senior program manager with the Corporation for Enterprise Development (CFED) in Washington, D.C., presented the national perspective on the asset-building movement at the RAISE Texas Action Summit in April.>

The profile of an average college student today is not what you might think. The stereotypical image of a college student—right out of high school, living in the dorm, with parents footing the bill—is no longer the reality. Today, the typical college student is a working adult with one or...

Over the past two years, Community Affairs offices in all 12 Federal Reserve Banks have worked on a joint study of concentrated poverty--neighborhoods with poverty rates of at least 40 percent. ; In collaboration with Washington-based nonprofit the Brookings Institution, the Community Affairs...

When CRA officers gather with their examiners, the top question they ask is whether their activity qualifies for CRA purposes. This Community Development Decision Flow Chart can help answer that question.

In August 2005, a joint ruling by the Federal Reserve Board of Governors, Federal Deposit Insurance Corp. and Office of the Comptroller of the Currency made several changes to the rules implementing the Community Reinvestment Act.

This article highlights popular Community Reinvestment Act websites of interest to bankers, community groups and others engaged in the CRA.

Banks, their customers and the local community share the long-term benefits of meaningful community investments.

As the LIHTC program faces the biggest challenges of its nearly 25-year history, it's imperative to look holistically at the evolution and distribution patterns of this housing production program. This issue provides a program overview, a current market-condition analysis and an update on recent...

What began several years ago as a network of matched savings programs to encourage low-income Texans to save has blossomed into a statewide, comprehensive asset-building movement now known as RAISE Texas.