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the last year appear to be predictors of consumer bankruptcy which increase the risk of becoming bankrupt. Moreover, both … the ratio of credit card debt to overall debt and owning a house decrease the risk of going bankrup. …
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the readers of the European Journal of Risk Regulation to this fascinating emerging area of risk studies. We shall attempt …
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Assuming a risk-neutral bank and assuming household utility to be exponential, we show how under information symmetry …
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