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Research has shown that procrastination has signicant adverse effects on individuals, including lower savings and poorer health. Procrastination is typically modeled as resulting from present bias. In this paper we study an alternative: excessively optimistic beliefs about future demands on an...
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It is saying more frequently that the simple discounting, known also as the hyperbolic one, is better than the … exponential discounting despite of such defaults as the lack of the compounding recurrence and of the time inconsistency in the … hyperbolic discounting which can be named as the dynamic one. For the time inconsistency problem it has been shown that it is …
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how smoking behavior including responses to tax hikes depends on time discounting and its biases, such as hyperbolic … discounting and the sign effect. Cigarette consumption displays significantly positive correlations with discount rates and the …
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This paper examines the impact of limiting the cashback mechanism on e-commerce pricing strategies and consumer purchase behavior. By refunding a part of the transactional amount, the websites are using the wallet cash as a promotional vehicle for future purchases. This cashback limit phenomenon...
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corresponding demand for commitment can be observed even if individuals do not exhibit horizon-specific discounting. In addition …, good-specific discounting, under certain conditions, can explain the persistence of poverty and low savings by the poor …
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