In this study, we analyze the consumer welfare implications of regulating Rent-to-Own (RTO) transactions. We conclude that the benefits and costs of mandatory disclosure and labeling regulations currently imposed by most states are likely small, and that the effects of imposing a Federal...

The antitrust agencies typically find customer reactions probative of the likely competitive effects of a merger. Thus, merger challenge data released by the FTC reveal that strong complaints from customers almost always lead to a government challenge. Nevertheless, some judges have been quite...