Purchasing real estate is the most important act in the life of the average consumer” according to the Commission Report, COM(95) 117 final. The mortgage credit market belongs to the most complex markets in which consumers engage and the mortgage credit agreements make 70 % of consumer credits...

This paper provides an overview of the position of consumers on the EU Digital Single Market under de lege lata and de lege ferenda EU legislation. By fulfilling the goals of the EU Digital Single Market Strategy from 2015, the European Commission has released two proposals containing harmonised...