In addition to human casualties and physical damage to infrastructure, natural disasters affect survivors emotionally and psychologically. Research on such impacts has almost exclusively been confined to the medical field, and focused on severe conditions such as post-traumatic stress disorder....

This paper analyzes lenders' pricing strategies in the business-to-customer (B2C) unsecured loan market by using a proprietary dataset of approximately 3 million unsecured consumer loans from a B2C online retailer in China. We find that lenders' decisions to invite customers are based on...