To avoid credit fraud, social credit within an economic system has become an increasingly important criterion for the evaluation of economic agent activity and guaranteeing the development of a market economy with minimal supervision costs. This paper provides a comprehensive review of the...

A clustering-based undersampling (CUS) and distance-based near-miss method are widely used in current imbalanced learning algorithms, but this method has certain drawbacks. In particular, the CUS does not consider the influence of the distance factor on the majority of instances, and the...