High household indebtedness could constrain future consumption growth and increase financial stability risks. This … paper uses household survey data to analyze both macroeconomic and finanical stability risks from the rapidly rising … household debt in China. We find that rising household indebtedness could boost consumption in the short term, while reducing it …

Household borrowing in China has increased considerably in recent years, raising concerns about the household sector … the three available waves (2011, 2013 and 2015) of China's Household Finance Survey. Overall loan-to-value (LTV) ratios … quintiles, despite the huge increase in house-hold indebtedness, are not particularly vulnerable to declining incomes or falling …

Using a Monte Carlo method and quarterly data from the 2019 Household Expenditure and Income Survey, we examine the …

default ratios in Spain for loans extended to the household sector. We estimate the models for two alternative definitions of …

. For example, FX lending to households is virtually non-existent in the Czech is close to 100 per cent of total household … (2) to try to explain these differing patterns in an econometric model. In order to do so, a panel database of household … household FX borrowing depends on the interest rate differential, the institutional features of mortgage financing and the …

This paper investigates the main individual driving forces of Hungarian household credit risk and measures the … gathered by the Magyar Nemzeti Bank (MNB) in January 2007. Our study presents three alternative ways of modelling household … testing. Our results suggest that the main individual factors affecting household credit risk are disposable income, the …

role of housing affordability and household indebtedness. However, the impact of credit market developments and regulations … is also closely examined. Using a large panel of countries it is found that housing affordability and household fragility …