bank liquidity creation and these liquidity-reducing effects are smaller among more profitable banks and larger among …

drawing useful lessons for regulatory reform. We argue that an important contributor to positive bank performance was a solid …

of a financial crisis: 1) Regulation creates two categories of financial institutions. The first class faces greater … subsidized funds to make riskier investments (including investments in the second class) without regulation compensating for …, which led to a 1990 bank crisis. The model also provides a framework for scholars to examine whether deregulation in the …

disclose to the public? By integrating the gravity model of investment with the state-specific process of bank deregulation … that occurred in the United States from the 1980s through the 1990s, we develop a bank-specific, time-varying measure of … and the frequency with which banks restate financial statements. The results suggest that competition reduces bank opacity …

disclose to the public? By integrating the gravity model of investment with the state-specific process of bank deregulation … that occurred in the United States from the 1980s through the 1990s, we develop a bank-specific, time-varying measure of … and the frequency with which banks restate financial statements. The results suggest that competition reduces bank opacity …

important implications for the regulation of financial institutions deemed systemically important, a designation tied closely to … their complexity by the Bank for International Settlements and the Federal Reserve. …

This paper reviews the cost-benefit analysis, or "regulatory impact analysis" (RIA), in U.S. bank regulators' risk …. We evaluate 25 proposed RBC rules and related rules on bank liquidity. We find that eight of the 25 rules include RIAs …

Does an increase in competition increase or decrease bank stability? I exploit how the state-specific process of … significantly increases bank stability. This result is robust to the inclusion of additional fixed effects and other influences … loans and increases bank profitability. These findings suggest that competition increases stability as it improves bank …

innovation. The results show that city bank entry increases R&D investment by 0.084% and R&D investment increases by 0 …

regulation on the probability of a crisis. We test this relationship by applying a Probit model of a non-linear specification to …: it rises as regulation stringency moves from low to medium levels and falls from medium to high levels. Countries located …