regulation on the probability of a crisis. We test this relationship by applying a Probit model of a non-linear specification to …: it rises as regulation stringency moves from low to medium levels and falls from medium to high levels. Countries located …

banking integration drive this phenomenon as geographically diversified banks divert funds away from economies experiencing …

. Financial stability is achieved with an LTV-cap regulation which smooths the leverage cycles through quantity (higher equity …

, such as merger and acquisitions or diversification. Moreover, I find that greater competition reduces banks' nonperforming …

identifying exogenous changes in the competitive pressures facing individual banks and discover that an intensification of … banks' profits, charter values, and relationship lending and increases banks' provision of nontraditional banking services …

identification strategy to assess whether an intensification of competition among banks increases or decreases liquidity creation … bank liquidity creation and these liquidity-reducing effects are smaller among more profitable banks and larger among …Although liquidity creation is a key banking function, little is known about its determinants. We use a new …

. We evaluate 25 proposed RBC rules and related rules on bank liquidity. We find that eight of the 25 rules include RIAs …