This paper analyzes private retirement savings, the amount for German individuals and how these savings are influenced … investigated how the Big-Five and the Locus of Control influence the decision to have private retirement savings, and the estimated … amount of these savings. Results indicate a positive effect for Extraversion and a negative effect for Agreeableness on the …

This paper analyzes private retirement savings, the amount for German individuals and how these savings are influenced … investigated how the Big-Five and the Locus of Control influence the decision to have private retirement savings, and the estimated … amount of these savings. Results indicate a positive effect for Extraversion and a negative effect for Agreeableness on the …

decades. Voluntary savings for retirement will therefore gain more and more relevance in order to maintain one’s standard of … living during retirement. This article examines the savings behavior for retirement on an individual level in Germany. As a …

life-insurance demand. -- savings ; life insurance ; capital income taxation ; bequests …

uptake of German households in a probit model. Using survey data on savings and old-age provision, we find that subjective …

retirement period, increased female bargaining power could lead to higher savings and wealth accumulation. In contrast, a … weibliche Verhandlungsmacht keinen oder einen negativen Einfluss auf Sparen und Vermögen hat, selbst wenn man die Erwartungen … der Partner über ihre zukünftige Alterssicherung (etwa durch Leistungen der gesetzlichen Rentenversicherung) einbezieht …

How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … public pension payments. This reform did not change the level of pensions, but only provided information to individuals about … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide …