As expected, this comparison of the German and the UK banking systems shows substantial differences between the countries. In the UK, savings banks disappeared long ago and other regional banks have never become important in lending to business. Instead, the five large commercial banks dominate...

When looking at the Spanish banking market through a German lens, the differences between the banking markets in these countries and between decentralised and centralised systems with regard to the SME-credit decision-making process become obvious. Despite our hypotheses that Spanish savings...

This paper re-visits the state of decentralised banking in Germany, Spain and the UK. The cross-country comparison we conducted has identified Germany as having the most decentralised banking system, followed by Spain and the UK, as expected. The development of regional and double-purpose banks,...

When looking at the Spanish banking market through a German lens, the differences between the banking markets in these countries and between decentralised and centralised systems with regard to the SME]credit decision]making process become obvious. Despite our hypotheses that Spanish savings...

As expected, this comparison of the German and the UK banking systems shows substantial differences between the countries. In the UK, savings banks disappeared long ago and other regional banks have never become important in lending to business. Instead, the five large commercial banks dominate...

A comparison of the German banking system with that of the United Kingdom (UK) and Spain shows Germany to be decentralised not only regarding the distribution of banks, but also its financial and political system more generally. Decentralised banks, which are predominantly regional savings banks...

The paper analyses the potential of the hydrogen economy in German districts and cities. The paper focuses particularly on regions suffering from strong ongoing structural change. The assessment is based on quantitative indicators for the supply structures (renewable energy, pipeline network),...

Infolge der Neuen Leipzig Charta 2020 und des allgemeinen Wandels hin zur Dienstleistungsgesellschaft gewinnt die kleingewerbliche Wirtschaftsstruktur in Städten wieder deutlich an Relevanz. Unter dem Konzept der "Produktiven Stadt" soll das Kleingewerbe in die bestehenden verschiedenen...