Online peer-to-peer (P2P) lending has rapidly emerged as an alternative to traditional bank financing. In contrast to traditional financing models, a borrower in online P2P lending, typically a small- and medium-size enterprise (SME), receives funds from multiple investors through a platform....

This paper studies the service provision and contract design for online service platforms in the presence of information heterogeneity among customers. We consider an accommodation-sharing platform on which a landlord lists a house for booking. The house can be of high or low quality, and a...

Problem definition: We consider a customer-to-customer (C2C) platform that provides an inspection service. Uncertain about his product’s authenticity, a seller sells his product through the platform. Before purchasing, a buyer obtains a signal of the product authenticity from the product’s...