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This paper suggests important strategies that digital finance providers (mobile network operators [MNOs], banks and third parties) should adopt to manage the influx of fintech (technology firms) players into the developing world. We believe that to compete or collaborate with fintech players,...
Persistent link: https://www.econbiz.de/10012956548
It is ironic that most digital money is delivered through very analog agent networks. These networks are defined by large field teams, stacks of paperwork and layers of cash management logistics. The problems the first generation of agent networks faced ten years ago are still issues today, and...
Persistent link: https://www.econbiz.de/10012919354
This report contains an initial evaluation of the opportunities for spreading financial services through business networks in local communities across sub-Saharan Africa. The central premise is that small, local business that are able to establish a data-rich, trusted relationship with financial...
Persistent link: https://www.econbiz.de/10013038118
This paper explores how the broad financial decision-making practices commonly employed by poor people (as depicted in the companion paper “Money Resolutions, A Sketchbook”) could be supported through a digital financial service platform. We focus on two particular practices: money animation...
Persistent link: https://www.econbiz.de/10013039118
This paper has three objectives. It lays out the key differences between a banking and a payments mindset, within the historical context in which these fields have developed. It initiates a discussion on whether it is useful to articulate the digital payments space as an emerging profession...
Persistent link: https://www.econbiz.de/10013008969