This paper examines the impact of business diversification of banks on their risk, with efficiency taken into … find that increased business diversification exerts two competing effects on bank risk, and overall reduces bank risk. The … arguments on the diversification-efficiency nexus in banking — the “diversification-premium” argument vs. the “diversification …

Efficiency is considered a key factor when evaluating a bank's performance. Moreover, efficiency enhancement is an … explicit policy objective in the Single Market Directive of the European Commission. But efficiency improvements may come at … the expense of deteriorating bank profits and excessive risk-taking. Both the quantitative effects and dynamic reactions …

efficiency scores for environmental influences including key banks' risks, bank - and industry specific factors and macroeconomic …Investment banks' core functions expose them to a wide array of risks. This paper analyses cost and profit efficiency … conditions. Our evidence suggests that failing to account for environmental factors can considerably bias the efficiency scores …

link between Pakistan’s Revenue Diversification and banking efficiency over the period 2008 to 2019. Their banking … diversification on banking efficiency in the second portion of the investigation. As a consequence, the findings revealed that it has … a significant influence on bank technical efficiency. Other efficiency drivers have a significant impact on the bank …

the inter-temporal relationships among bank efficiency, capital and bank risk-taking in the EU-26 commercial banking …The recent period of crisis in credit markets has highlighted the crucial role of bank risk taking. Our paper assesses …, our paper provides evidence that higher performance (enhanced efficiency) has been not related to higher managerial skills …

factors affecting risk management efficiency in banks. For empirical investigation, we employed Panel regression analysis … taking a stratum of time series data and cross-sectional variants of macro and bank-specific factors for period covering 2003 … to 2009. Result for panel regression indicates that risk management efficiency in Nigerian banks is not just affected by …

the inter-temporal relationships among bank efficiency, capital and bank risk-taking in the EU-26 commercial banking …The recent period of crisis in credit markets has highlighted the crucial role of bank risk taking. Our paper assesses …. Overall, our paper provides evidence that higher performance (enhanced efficiency) attained by banks prior to the current …

reasonably priced. Comparing a bank's risk efficiency with its competitors may provide additional insights to regulatory and … supervisory authorities together with bank management. The results indicate that profitability of banks is not necessarily … parallel with their risk-taking preferences. Banks with low risk efficiency should revise their business style for potential …