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This paper examines the impact of regulatory policies on banking market efficiency using a sample of 678 commercial … banks from 21 European Union countries for the post-crisis year 2010, controlling for bank-specific and country …-specific variables. Data on regulation, supervision and monitoring variables, and activity restrictions are from the most recent Bank …
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regulation, supervision and monitoring enhance or impede bank operating efficiency. Based on an unbalanced panel analysis of more … activities are negatively associated with bank efficiency while greater capital regulation stringency is marginally and … positively associated with bank efficiency. In addition, we find that a strengthening of official supervisory power is positively …
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