[...]The research on which this report is based used both qualitative and quantitativemethods. In the first phase, a small number of semi-structured interviews were carriedout with people who were juggling work and family responsibilities, and who feltunder both time and income pressure. These...

The majority of disabled people experience the onset of their health problem or impairment inadulthood. According to a survey carried out in the mid-1990s, 11 per cent of disabled adultsof working age were born with a health problem or impairment, 12 per cent became disabledduring childhood, and...

[...]This paper contributes to the identification of adaptive expectations by using ten years of panel data from the British Household Panel Survey to study the process of adaptation based on the individual’s own previous experience. Subjective assessments of financial well-being at time t,...

Equivalisation of incomes for household size and composition is acceptedpractice when measuring poverty and inequality; adjustments to take account ofother variations in needs are rarely made. This paper explores the financialimplications of one possible source of additional needs: disability....

In the field of housing economics, there is a long traditionof evaluating housing outcomes for the entire populationand various subgroups by tracking four key variables, orconcepts: the physical adequacy of the occupied housingunit, the number of people living in the unit relative to thenumber...

[...]In this paper, we update this affordability debateusing data from the 1990s. We follow Gyourko and Linneman(1993) in addressing the affordability issue by asking asimple question: Is a home of a given quality from ten ortwenty years ago more or less affordable today to a householdsimilarly...

[...]The purpose of this article is to develop a clearerpicture of the importance of payments services to the bankingindustry. This goal is served by taking a broad view of thepayments business and analyzing information provided bylarge bank holding companies (BHCs) in their annualreports. BHCs...

This paper explores the connections betweenbroad economic indicators in the New Yorkmetropolitan region and their national counterparts.It compares the performance of theregion in recent years with that of the nation and assessesthe importance of national and local developments for thearea’s...

This paper revisits Bairoch’s hypothesis that in the late 19th century tariffs were positively associated with growth, as recently confirmed by a new generation of quantitative studies (see O`Rourke (2000), Jacks (2006) and Clemens-Williamson (2002, 2004)). This paper highlights the importance...