Affecting the Adoption of Financial Technology at Universities -- Affecting the Adoption of Financial Technology at Universities -- Factors to the Adoption of GSMTelephony in Rural Areas in West Africa -- Disruptive Fintech for Inclusive Finance in Africa: Role and Contribution of Mobile Money. .

In this article, we explore whether organized clusters can act as institutional entrepreneurs to create conditions favorable to innovation in their constituent members. We view self-aware and organized clusters as "context-embedded meta-organizations" which engage in deliberate decision- and...