Durch die zunehmende Verlagerung der Kreditbeantragung ins Internet stehen potentielle Kreditnehmer häufiger vor der Herausforderung, den komplexen Kreditentscheidungsprozess ohne persönliche Beratung absolvieren zu müssen. Dieser stellt jedoch hohe Anforderungen an das Finanzwissen und die...

This paper discusses sociological analyses of the formation and role of expectations in the economy. Recognition of the social constitution of expectations advances the understanding of economic action under conditions of uncertainty and helps to explain core features of modern capitalist...

Starting from the assumption that decision situations in economic contexts are characterized by fundamental uncertainty, the paper argues that the decision-making of intentionally rational actors is anchored in fictions. “Fictionality” in economic action is the inhabitation in the mind of an...

"How can individuals best be encouraged to take more responsibility for their well-being and their environment or to behave more ethically in their business transactions? Across the world, governments are showing a growing interest in using behavioural economic research to inform the design of...