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Over the last 35 years, microfinance has been generally regarded as an effective policy tool in the fight against … address this question, we conduct a systematic review of the quantitative literature of microfinance's impacts in the … the limited comparability of outcomes and the heterogeneity of microfinance-lending technologies, together with a …
Persistent link: https://www.econbiz.de/10011776445
Fintech is rapidly changing the landscape for financial services in terms of accessibility and affordability, especially in this post-COVID era. Digital finance now has the potential to be a game changer for the nearly two billion financially excluded persons in the developing and emerging...
Persistent link: https://www.econbiz.de/10012823597
Since the beginning of the 1990s, the question of institutions has been propelled to the top of the economic agenda. If the empirical literature has well documented the general relationship between institutions and development, attention is now being concentrated on the actual nature of the...
Persistent link: https://www.econbiz.de/10012729439
vicious circle.Microfinance is a successful financial innovation to help the poor to sort out credit exclusion, which is one … unfair globalization.Microfinance, a grass-roots movement to provide credit to the neediest, can greatly help to dismantle at … the poorest for financial services is potentially unlimited – while supply is not.The key idea is that if microfinance is …
Persistent link: https://www.econbiz.de/10013107442
We examine the impact of transaction failures on the working of a biometric-enabled payment system introduced in India to facilitate banking by the poor. On average, nearly one-third of transactions fail. However, the proportion of failures decline steeply with user experience. The usage of the...
Persistent link: https://www.econbiz.de/10013229871
For social and economic reasons, national economies benefit from the inclusion of as many people as possible in financial services. In a cross country study, the present study shows that financial literacy for the general population promotes financial inclusion. This relationship goes beyond the...
Persistent link: https://www.econbiz.de/10011734740
This study examines the effect of financial inclusion on poverty and vulnerability to poverty of Ghanaian households. Using data extracted from the seventh round of the Ghana Living Standards Survey in 2016/17, a multiple correspondence analysis is employed to generate a financial inclusion...
Persistent link: https://www.econbiz.de/10012844229
This paper analyzes gender-differences with respect to microfinance repayment-rates using a large global dataset … covering 350 Microfinance Institutions (MFIs) in 70 countries. The results indicate that more women clients is associated with …
Persistent link: https://www.econbiz.de/10013132488
Altruistic peer-to-peer lending, or crowd-sourced Internet microfinance, exposes a unique environment in which to … minimal, or in the case of Kiva.org, zero financial return. While significant microfinance research has chronicled the … lending, observing crowd-sourced microfinance and what online organizational structures facilitate cooperation. At the end of …
Persistent link: https://www.econbiz.de/10013070184
Microfinance services have emerged as an effective tool for financing micro-entrepreneurs to alleviate poverty. Since … the 1970s, development theorists have considered non-governmental microfinance institutions (MFIs) as the leading … micro-finance services provided by MFIs on poverty alleviation. In this vein, we examine whether microfinance services …
Persistent link: https://www.econbiz.de/10011918954