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desired response is that individuals accumulate private assets for retirement. Whether this actually takes place, is of … gradually being reduced, while substantial incentives are granted to occupational and private saving schemes. Has this … Germans adapted to the new situation. Both actual and expected retirement decisions changed and the share of households …
Persistent link: https://www.econbiz.de/10013040083
deductions for early retirement. This paper examines the evolution of the profitability of pension contributions against the …
Persistent link: https://www.econbiz.de/10010362261
deductions for early retirement. This paper examines the evolution of the profitability of pension contributions against the …
Persistent link: https://www.econbiz.de/10010362934
out to be less likely to save additionally privately for retirement. In a second step the chosen gross saving rates are … decades. Voluntary savings for retirement will therefore gain more and more relevance in order to maintain one’s standard of … living during retirement. This article examines the savings behavior for retirement on an individual level in Germany. As a …
Persistent link: https://www.econbiz.de/10010517686
in retirement. Using an estimated structural model of saving and housing decisions, we find, first, that homeowners …Retired homeowners dissave more slowly than renters, which suggests that homeownership affects retirees' saving …
Persistent link: https://www.econbiz.de/10012198364
the retirement income is deemed sufficient and the pension plan avails withdrawal of benefits. We provide evidence using … findings suggest that affordability is a key determinant in the retirement decisions. The higher the accumulated pension …
Persistent link: https://www.econbiz.de/10013318558
out to be less likely to save additionally privately for retirement. In a second step the chosen gross saving rates are … decades. Voluntary savings for retirement will therefore gain more and more relevance in order to maintain one's standard of … living during retirement. This article examines the savings behavior for retirement on an individual level in Germany. As a …
Persistent link: https://www.econbiz.de/10012993075
and retirement, taking macroeconomic repercussions through endogenous factor prices and the pension system into account …
Persistent link: https://www.econbiz.de/10010528342
disparate effects by age. We find that those approaching retirement age (aged 55 to 64) experienced reduced life … approaching retirement age, but not of younger working-age adults, is closely correlated with wealth indices (e.g., the Case …
Persistent link: https://www.econbiz.de/10011595922
A structural life cycle model of retirement and wealth attributes retirement peaks at both ages 62 and 65 to Social … Security early entitlement age to 64 induces 5 percent of the population to delay retiring, shifting the retirement spike from …
Persistent link: https://www.econbiz.de/10014028096