This paper is aimed at exploring how X-efficiency or management quality is associated with one of the most vivid forms of international banking, that is, entering new markets by setting up foreign subsidiaries. The analysis focuses on the supposition that management quality ought to be one of...

This work highlights the support of some indicators, which are assumed to be resources, namely mobile usage, internet usage, private credit, government education expenditure, and the export of high-technology products, for human capital development. To investigate the efficiency and productivity...