leverage on GDP, credit and the interest rate spread. Increasing capital requirements for banks should therefore have no strong …

minimum standard is unlikely to exhibit adverse consequences for credit supply and bank profitability. …

Current empirical methods to identify and assess the impact of bank credit supply shocks rely strictly on multi … economy and most prone to credit supply shocks. We propose and underpin an alternative demand control (using industry …-location-size-time fixed effects) that allows identifying timevarying cross-sectional bank credit supply shocks using both single- and multi …

credit standards more than healthier banks, especially for firms with a higher default risk. We also show how credit … deterioration in banks' corporate loan portfolios. Here we find that weaker banks respond more forcefully by tightening their credit …

examination of credit files of five leading German banks, thus relying on information actually used in the process of bank credit …

compensation for borrowers' credit risk under absence of arbitrage opportunities and I use these rates as a benchmark to interpret …

-based benchmark portfolio that mimics individual banks' interest rate and credit risk exposure. From 2015 to mid-2022, euro area banks … rate or credit risk when hit by shocks. Using the euro area credit register and the pandemic shock for identification, we … find that higher edge banks originate more credit, direct it towards more productive firms, and support more firm …