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I develop a structural model of mortgage demand and lender competition to study how leverage regulation affects the … leverage regulation increases the concentration of mortgage originations, as large lenders exploit a regulatory cost advantage …
Persistent link: https://www.econbiz.de/10012911375
In this paper, we evaluate the effect of the literacy hour in English primary schools on pupil attainment. The National Literacy Project (NLP) was undertaken in about 400 English primary schools in 1997 and 1998. We compare the reading and overall English attainment of children in NLP schools as...
Persistent link: https://www.econbiz.de/10001896442
We investigate the extent to which deficiency at English as measured by English as Additional Language (EAL), contribute to the immigrant-native wage gap for female employees in the UK, controlling for covariates. To deal with the endogeneity of EAL and a substantial problem of self-selection...
Persistent link: https://www.econbiz.de/10010229587
Persistent link: https://www.econbiz.de/10003718233
Persistent link: https://www.econbiz.de/10011392538
In this paper, we evaluate the effect of the literacy hour in English primary schools on pupil attainment. The National Literacy Project (NLP) was undertaken in about 400 English primary schools in 1997 and 1998. We compare the reading and overall English attainment of children in NLP schools as...
Persistent link: https://www.econbiz.de/10013319513
We incorporate arguments from the Tiebout model into the regulatory competition equilibrium and study cross-fertilization in the productivity growth of banks between those in a state and others in this state's neighboring states. Empirically, we focus on two time periods: before (i.e.,...
Persistent link: https://www.econbiz.de/10012856571
Size threshold-based regulatory requirements are pervasive, but little is known about how they affect the merger and acquisition (M&A) behavior of firms around the thresholds. M&As cause discrete increases in size, so we hypothesize changes in firms' M&A behavior near regulatory size thresholds....
Persistent link: https://www.econbiz.de/10012901825
Australian Transaction Reports and Analysis Centre (AUSTRAC) is a Federal Government Agency that has responsibility for detection and investigation of potential abuses of the financial system. Its powers are circumscribed by the Anti-Money Laundering and Counter-Terrorism Financing Act 2006. The...
Persistent link: https://www.econbiz.de/10013230427
Persistent link: https://www.econbiz.de/10001433642